地铁、打车、便利店：三大场景手机支付实战 | Subway, Taxi & Convenience Store: Mobile Pay in Action
地铁、打车、便利店：三大场景手机支付实战 | Subway, Taxi & Convenience Store: Mobile Pay in Action
来中国之前，很多人担心"手机支付会不会很复杂"。实际上，三个场景搞定，日常 90% 的支付需求就覆盖了。
场景一：地铁
各城市略有差异，但主流方式是两种：
扫码进站：打开支付宝或微信，找到"乘车码"（交通卡功能），对准闸机扫描器，听到"滴"声进站。出站自动扣费，不需要提前买票。
交通联合卡：支付宝内可申领"交通联合"虚拟卡，覆盖全国 100+ 城市地铁公交，一次开通到处用。
北京、上海、广州、深圳的地铁闸机都支持扫码，首次使用建议在非早高峰时段试一次，熟悉流程。
Two main options: scan a "transit code" directly from Alipay or WeChat at the turnstile, or activate a virtual transit card inside Alipay covering 100+ cities. Try it for the first time outside rush hour.
场景二：打车
滴滴出行是首选。App 有英文界面，支持国际银行卡，叫车流程和 Uber 基本一致。
实操要点： - 出发地建议手动确认（GPS 在高楼区域有偏差） - 目的地输中文名或复制地址成功率更高 - 司机可能不会英文，提前截图目的地地址备用
街头扬招出租车仍然可以，但价格透明度和安全性不如滴滴，建议优先用 App。
Didi is the go-to. English interface, foreign card support, Uber-like flow. Tips: manually confirm pickup location (GPS drifts near tall buildings), use Chinese destination names or copy-paste addresses, and screenshot your destination in case the driver doesn't speak English.
场景三：便利店
全家、罗森、7-11 在中国大城市密度很高，支付流程最简单：
- 结账时告诉收银员"扫我"（让他们扫你的付款码）或"我扫"（你扫收银台的收款码）
- 大部分便利店两种方式都支持
- 金额确认后付款码自动刷新，不需要手动操作
便利店是练手的好地方——金额小、节奏慢、收银员见过各种情况，即使第一次操作慢一点也没关系。
Convenience stores are the best place to practice — small amounts, relaxed pace, staff who've seen everything. Tell the cashier "scan me" (they scan your code) or "I scan" (you scan their QR). Either works at most chains.
一个通用习惯
进入任何需要付款的场景前，提前打开付款码。不要等到收银员等你的时候才开始找 App——那三十秒会让你和后面的人都很尴尬。
Before entering any payment situation, open your payment code in advance. Don't wait until the cashier is watching — those thirty seconds are uncomfortable for everyone.
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